How to apply for Rakuten Credit Card (JPN)

The Rakuten credit card has been consolidating itself as one of the main financial options for consumers and businesses in 2025. With a strong presence in the Japanese market and international expansion, the institution stands out for offering exclusive benefits on platforms such as shop.rakuten.co.jp , in addition to integrating benefits with group services, such as Rakuten Mobile Inc and Rakuten Business solutions .

The card’s unique feature lies in its combination of convenience and strategic benefits. In addition to accumulating points on online purchases, it offers benefits in high-value segments, such as Rakuten Forex and rewards programs focused on Rakuten B2B , expanding its reach to a variety of customer profiles.

For you, understanding how to apply for a Rakuten card can be the first step. Throughout this guide, you’ll learn all about the requirements, benefits, and tips to make the most of the card’s features in 2025, exploring opportunities few people know about.

The most popular credit card in Japan

Japan’s most popular credit card earned this title thanks to its trust and the benefits it offers consumers. Besides being accepted at thousands of establishments, it offers attractive rewards programs that make a difference in the daily lives of families and businesses.

This success is also linked to the ease of application and exclusive advantages for online purchases and digital services. For many users, having a card means not only convenience in transactions but also access to benefits that safely increase their purchasing power.

Step by step guide to applying for a Rakuten card online

Unlike traditional methods, there’s no need to wait in lines or handle paperwork. Everything happens directly on the official website, where users find a secure system to fill out their information, submit documents, and track their credit analysis transparently. This model is ideal for those seeking speed and a simplified experience when applying for a credit card.

How to apply for Rakuten card online in 2025:

1. Access the official website shop.rakuten.co.jp from your computer or mobile phone.
2. Select the “Apply for Rakuten Credit Card” option from the main menu.
3. Fill out the digital form with your personal details, address and financial information.
4. Attach required documents such as ID, proof of income, and proof of residence.
5. Confirm the submission and wait for the automatic analysis carried out by the Rakuten system.
6. Receive email notification of approval or need for adjustments.
7. Track the entire process through your online account until you receive your physical card.

By following these steps, users can ensure a quick and reliable application process, taking advantage of the convenience of the digital environment without sacrificing security. In this way, Rakuten reinforces its commitment to offering modern, accessible financial solutions aligned with the needs of today’s consumers.

How to check the status of your Rakuten card order

The digital platform itself offers tools that allow users to check, in real time, whether the request has been received, is under analysis, or has already been approved.

This monitoring can be done directly on the official portal or through the application, using the login details registered during the request.

This way, customers can easily and securely confirm each update, avoiding any doubts and ensuring greater peace of mind until the physical Rakuten card arrives.

Rakuten Card Benefits You Need to Know

More than just a payment method, the card functions as a comprehensive benefits tool, allowing consumers to enjoy exclusive discounts, accumulate points on every purchase, and access financial solutions integrated with the Rakuten ecosystem.

Rakuten credit card advantages in 2025:

• Competitive points program: Every purchase made on shop.rakuten.co.jp generates rewards that can be exchanged for digital products, discounts, and services.
• Exclusive discounts for companies: Rakuten Business customers enjoy special conditions for B2B purchases and corporate financial management.
• Integration with digital services: additional benefits when using solutions such as Rakuten Mobile Inc , enhancing the user experience in communication and technology.
• Advantages in the financial market: differentiated conditions for operations on Rakuten Forex , with more affordable rates and direct support on the platform.
• Ease of international purchases: competitive exchange rates and greater global acceptance, ideal for consumers traveling or transacting outside of Japan.
• Benefits for B2B corporate customers: Access to customized Rakuten B2B solutions that offer strategic support to companies of all sizes.

With this set of benefits, the Rakuten card has established itself as a profitable option for both individuals and businesses. It not only facilitates day-to-day financial transactions but also expands savings and investment opportunities within Rakuten’s digital universe.

Extra benefits of the Rakuten card for online purchases

The Rakuten card’s extra benefits for online purchases make it one of the most attractive options for those seeking savings and convenience. In addition to exclusive discounts, the card offers market-leading rewards programs, especially on platforms like shop.rakuten.co.jp , where each purchase earns valuable points that can be redeemed for further benefits.

Another differentiator is the integration with the brand’s entire ecosystem, including services such as Rakuten Business , Rakuten Mobile Inc, and even special conditions on Rakuten Forex . This means users not only save on digital purchases but also accumulate benefits that expand their purchasing power and strengthen their relationship with the Rakuten brand.

Tips to increase your chances of approval

The analysis process takes into account several criteria, such as financial profile, relationship with the institution, and even spending habits. Therefore, preparing before submitting your request can make all the difference in the final result.

Effective tips for getting approved for your Rakuten card:

• Build a good credit history: Pay your bills on time, keep your loans and invoices in order to demonstrate financial strength.
• Organize your documentation: present updated identification, proof of residence, and proof of income, as inconsistencies may delay or block the analysis.
• Prove stable and compatible income: provide real earnings that support the requested limit, increasing the institution’s confidence in your payment capacity.
• Start with basic limits: if this is your first Rakuten card, opt for the initial versions and request a limit increase as you build up a positive usage history.
• Strengthen your relationship with Rakuten: Use services like shop.rakuten.co.jp , Rakuten Business , or Rakuten Mobile Inc to demonstrate engagement with the brand’s ecosystem.

With these practices, you demonstrate financial responsibility and significantly increase your chances of being approved, making the application process faster and more likely to be successful.

Is the Rakuten card worth it? Find out the answer

With benefits ranging from generous rewards programs to exclusive discounts at shop.rakuten.co.jp , the card stands out for both individual consumers and businesses using Rakuten Business .

In addition to the advantages, the card offers integration with digital services such as Rakuten Mobile Inc and even differentiated conditions on Rakuten Forex operations , making it a complete tool for those seeking practicality and extra benefits.

Considering the differences, applying for a Rakuten card can be a strategic decision to increase purchasing power and optimize financial management.